Features Flexibility: Bank how you want, through the banking channels you want Save Money & Earn More: Pay no monthly fee and earn interest Convenience: 24/7 access to your money through our self-service banking channels Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit Download the application form Find a local branch Additional Information Addditional Features Pay no monthly fee, earn interest and enjoy maximum access to your money through unlimited self-service banking plus 10 branch transactions or cheques. Cheque writing privileges Free standing orders and bank drafts 25% off safety deposit box fees Interest calculated on the minimum monthly balance and paid monthly Overdraft protection (subject to normal lending criteria) Quarterly statements available (electronic or paper statements) Don't pay fees at Republic Bank ATMs, when shopping with your Republic Bank Card and when using Republic Bank OnLine or Mobile Banking Mobile Banking app available for iOS, Android and Blackberry How to Apply To Apply for a Republic Bank account, you’ll need visit your local Republic Bank branch and bring the following items with you: 1. One valid primary piece of government-issued identification, with photograph and signature, such as: Passport National ID or voter's card Driver's License Military ID card Permanent resident card 2. One secondary piece of identification. The following kinds are valid: An additional primary piece of identification Birth certificate, credit card, debit card, tax ID card Employee ID or letter from your employer 3. Proof of address, such as: Utility bill Bank account statement Copy of lease or letter from landlord If you are a non-resident customer, a reference letter or a current account statement from a reputable bank is required. 4. The account Application Form [PDF] Have questions? Contact us or visit your nearest Republic Bank branch for more information. Need more information? In Person Make an appointment at your local branch today. Rates and Fees Personal Financial Services Agreement Rates & Fees Schedule Anguilla (USD) Effective Date: July 12, 2019 This schedule of interest rates and fees (“schedule”) forms part of the Agreements, which include the Personal Financial Services Agreement booklet and the Deposit Account Agreement. Terms used in this schedule have the same meaning as in the Agreements unless otherwise indicated. We can amend, change, modify, add or remove any of the rates, fees, benefits, features and services that are set out in this schedule. If we do, we will notify you of any changes in accordance with the Agreements. Monthly Fee None Monthly Balance Fee Waiver* N/A Number of Free Transactions Included in Monthly Fee 5 branch/cheque transactions, Unlimited deposits, Unlimited self service transfers between your Acc, Unlimited – Proprietary electronic transactions Additional Transaction Fees Branch : $1.50 Cheque : $1.50 ATM : Free POS: Free Interest Rate 0.25% Flat rate Cheque Writing Privileges Yes Statement Frequency Quarterly Overdraft Protection Available Yes, subject to normal lending criteria Ad-hoc/Temporary Overdraft Interest Rate** 19% Interest Calculation*** Lowest Monthly Account Balance - Paid Monthly * Balance must not drop below the Fee waiver amount in order for fees the be waived. ** Overdraft calculation is based on 365 days for all account types. *** Notwithstanding what is indicated on page 3 in the Interest rates and interest calculations section of the PFSA (April 2019) booklet, interest on the Savings accounts and Speciality Accounts is calculated by using the lowest Account balance during the month and is paid to the Account on the last business day of the month. The interest calculation and payment frequency set out in this Rates & Fees Schedule amends and replaces the wording on page 3 of the PFSA (April 2019) booklet.